|
There has never been a greater need for employee legal plans. The overwhelming effects of the financial and legal problems being faced by business due to the downturn in the global economy has had a profound effect on their employees.
What is a Group legal Plan
A group legal plan is similar to that of an HMO healthcare plan. A group legal plan has a network of lawyers that are willing to accept reduced fees to become part of an exclusive referral network. These plans are available as a stand-alone, individual plan, or through an employer on a payroll deduction basis. Employer based programs usually will have more or better benefits than an individual plan. There are some very basic programs that are telephone based only, net work based with reduced fees and a fully insured plan regulated by a state’s respective insurance department.
There are many different plans with varying benefits and pricing available. Some programs only offer legal services while others add financial planning, identity theft, and other services. The definition of a family covered under this plan is important too. Some plans make benefits available to all residents in the household to age 25 or even include a parent(s) of the head of the household.
When considering a group legal plan ask your supplemental benefits broker to offer you several options just as you would for considering a new health plan.
Below is an example of some of the benefits offered through a Group Legal Plan:
The following nine (9) services are available at no charge from your plan attorney.
- Initial phone consultation for each new legal matter (no time limit)
- Initial face-to-face consultation for each new legal matter (no time limit)
- Review of independent legal documents (6 page maximum per document, no limit to the number of new independent documents)
- Plan attorneys will prepare a free Simple Will for you and your family, as well as update the Will annually for free.
- A state specific, web based, free Living Will form is available to Members. This form can be taken to a plan attorney and completed by the attorney for free
- Plan attorneys will help Members represent themselves in small claims court
- Plan attorneys will provide assistance solving problems with government programs, such as INS and welfare
- When deemed appropriate by your plan attorney, he or she will write letters on your behalf (one letter per legal matter, with no limit on the number of new legal matters)
- When deemed appropriate by your plan attorney, he or she will make phone calls on your behalf (one phone call per legal matter, with no limit on the number of new legal matters)
- Deeply Discounted Legal Services:**
The following are eight (8) commonly used legal services for which plan attorneys have agreed to charge a one-time, deeply discounted fee.
| Legal Services |
Member
Rate |
Non-Member
Rate |
 |
| Traffic Ticket Defense |
| Name Change |
| Simple Will with Minors Trust |
| Chapter 7 Bankruptcy |
| Non-Support (Spouse/Child) |
| Simple Divorce |
| Regular Incorporation |
| Personal Real Estate Closing |
|
| 89.00 |
| 155.00 |
| 250.00 |
| 750.00 |
| 275.00 |
| 275.00 |
| 295.00 |
| 250.00 |
|
| 199.00 |
| 365.00 |
| 530.00 |
| 1,500.00 |
| 1,490.00 |
| 1,100.00 |
| 585.00 |
| 675.00 |
|
|
|
